Trader Joe's Is Paying Out $7.4 Million — You Might Be Owed $102
If you shopped at Trader Joe's with a credit or debit card in early 2019, there's a chance you're owed money from a class action settlement. The deadline to file a claim is June 6, so don't sit on this.
Here's the situation. Back in 2019, a customer named Brian Keim filed a class action lawsuit alleging that Trader Joe's was printing too many digits of customers' card numbers on transaction receipts at some of its stores — specifically the first six and last four digits. That violates the Fair and Accurate Credit Transactions Act, which exists specifically to protect people from identity theft by limiting how much card information can appear on a printed receipt.
Trader Joe's denied wrongdoing and pointed out that nobody actually reported identity theft as a result. But here's the thing — you don't need to have experienced identity theft to have a valid FACTA claim. The violation is the printing itself. The chain ultimately decided settling was smarter than a long, expensive legal fight and agreed to pay $7.4 million.
Who Qualifies
You're eligible if you made a purchase using a credit or debit card at Trader Joe's between March 5, 2019 and July 19, 2019. If you received an email or postcard about the settlement, you're already identified as a class member. If you didn't get a notice but think you made a qualifying purchase, you can still submit a claim by entering the first six and last four digits of the card you used along with your purchase date.
The estimated payout per person is $102.45 — though the actual amount depends on how many valid claims get submitted, since the remaining funds get divided proportionally among claimants.
The Important Deadlines
June 6, 2026 is the claim submission deadline. If you want to opt out and preserve your right to sue Trader Joe's separately, that deadline is June 9. The court fairness hearing is scheduled for August 10.
One thing worth knowing — if you file a claim you give up the right to sue Trader Joe's over this issue in the future. If you do nothing you also give up that right and get no money. The only way to keep your legal options open is to formally opt out by June 9.
Five minutes on the settlement website might be worth $102. Go check if you qualify.
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