Jennifer GaengSep 25, 2025 5 min read

How to Actually Sell Your Car Without Getting Ripped Off

Car for sale
Adobe Stock

Wondering how to sell your car? You've basically got three choices, and they all kind of sting in different ways.

Trade it in at a dealer - easiest option but you're getting the shaft on price. Sell it yourself - more money but now you're dealing with random people texting you at midnight asking if you'll take half your asking price. Or sell it to CarMax and split the difference.

David Undercoffler from CarGurus puts it like this: "I don't know if there's one best way. It depends on your personality." Some people can't handle strangers coming to their house. Some hate negotiating. Essentially, pick your poison.

Figure Out What It's Actually Worth

Before you do anything hasty, find out what your car's worth. And no, asking your cousin who "knows cars" doesn't count. Check Kelley Blue Book, Edmunds, Carvana, or CarMax. They'll all give you different numbers. Undercoffler says triangulate it - use a few sites to get a real price in your head.

Cars for sale
Adobe Stock

Here's a smart move from Ivan Drury at Edmunds: Even if you're selling privately, get offers from dealers first. "At least that way you know the bottom dollar you can expect," he says. Now when some guy offers you peanuts, you know you can always go back to the dealer.

Selling It Yourself Is a Pain But Pays More

Want the most money? Sell it privately. But prepare for it to be annoying.

First, drop a hundred bucks to get it detailed. Don't fix dents or mechanical stuff - you won't get that money back. But a clean car makes people think you take care of it. Plus, it photographs better for your listing.

Get your paperwork sorted now. Title, registration, maintenance records. Everything. Getting pulled over during a test drive with expired tags is not ideal, according to Drury.

When buyers show up, check their ID. Make sure the person is who they said they were online. Check if they have insurance. Tell someone you trust where you're meeting this stranger from the internet. Basic safety stuff.

The Test Drive Nightmare:

Never let anyone test drive alone. Get in the car. Undercoffler says make sure they have insurance because if there's a crash, you want them covered, not you.

Car sale
Adobe Stock

Some people will want a mechanic to inspect it. Fine, but have them pay for it. You can drive it there though. If the mechanic finds problems, now you've got to decide - fix it or negotiate.

Getting Your Money Without Getting Robbed:

Cash is best. But don't be naive about it. Have someone with you and maybe meet at a bank.

Drury says if you're taking cash, buy one of those counterfeit markers. Or better - "go straight to the bank together and get the teller involved."

Accepting a cashier's check? Don't hand over keys until it clears. Someone offering you Venmo or Zelle? That's probably a scam.

Reasons You Shouldn't Even Try:

Drury says if any of these sound like you, just go to a dealer:

  • You trust everyone or you trust no one. Private sales need balance.

  • Your schedule's chaos. Buyers want to see cars at weird times. People will absolutely flake on you.

  • You know everything about cars and will lecture buyers about stuff they don't care about. Or you know nothing and can't answer basic questions.

  • You take negotiation personally. People will lowball you. That's the game.

  • You have zero patience for paperwork and DMV lines.

  • You can't stop giving driving advice during test drives.

The Lazy, But Safer Options

CarMax, Carvana, whatever - they'll take your car with way less drama. You get less than private party but more than most trade-ins. It's for people who value their sanity and safety over maximizing profit.

Car sale
Adobe Stock

Dealers are easiest. Show up, take their offer or don't, and leave. If you're buying another car, having a trade gives you leverage. Plus, Undercoffler says dealers are desperate for cheap cars right now because of interest rates. "It's the low-cost cars that dealers can't get enough of."

Here's the Deal

There's no perfect way to sell a car. Every option has its downfalls somehow. Want maximum cash? Enjoy weeks of flaky buyers and awkward test drives. Want it gone tomorrow? You're leaving money on the table.

Most people try private party for like two weeks, get frustrated, and take it to CarMax. That's fine. Your time's worth something too.

Don't assume your car is worthless though. Even junk cars are selling because people need cheap transportation. Bottom line - get multiple offers, know your bottom line, and don't let anyone pressure you. And seriously - don't give anyone your keys until their check clears.

Did you find this content useful? Feel free to bookmark or to post to your timeline for reference later.

Explore by Topic